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Dynasty Trust

Trust Terms

A long-term irrevocable trust designed to hold wealth for many generations while minimizing estate, gift, and generation-skipping transfer taxes.

A dynasty trust is an irrevocable trust intended to last for many generations. It holds family wealth for the benefit of descendants while keeping the assets out of each generation's taxable estate.

Why Dynasty Trusts Work in Arizona

Arizona modified the common-law rule against perpetuities so trusts can last up to 500 years. That allows substantial wealth to compound across generations inside one trust. Each generation can receive distributions for health, education, maintenance, and support without taking ownership of the trust principal.

Tax Advantages

The grantor allocates federal generation-skipping transfer (GST) tax exemption to the trust at funding. Properly structured, every dollar in the trust grows free of estate, gift, and GST tax until distributed. The trust also offers strong creditor and divorce protection for descendants.

Arizona Trust Code Touchpoints

Long-term Arizona dynasty trusts are administered under the Arizona Trust Code, with discretionary distributions protected from beneficiary creditors under A.R.S. 14-10504.

For the broader Arizona context — including how dynasty trusts work alongside spendthrift and discretionary structures, and the GST allocation rules — read our pillar guide: Spendthrift & Asset-Protection Trusts in Arizona: The Complete Guide.

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