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    RJP Estate Planning Library

    Arizona estate planning, answered.

    Plain answers across the full picture of estate planning. Sorted by topic, by question, or by the life event you're working through.

    In-Depth Reading

    Guides

    Long-form guides to Arizona estate planning, written by the firm.

    Frequently Asked

    Quick Answers

    Common questions answered briefly. Each entry links to the full write-up with statute citations.

    1. 01

      Do I need life insurance if I have an estate plan?

      Life insurance provides immediate cash after death, while an estate plan handles long-term asset distribution. Most families benefit from both working together.

    2. 02

      What is a living trust in Arizona and how does it work?

      A living trust in Arizona lets you transfer assets into a trust you control during your lifetime. When you pass, a successor trustee distributes assets privately, without probate.

    3. 03

      What is the difference between a will and a trust in Arizona?

      A will goes through probate after death. A trust avoids probate and transfers assets privately. Most Arizona families use both together for full protection.

    4. 04

      How much does estate planning cost in Arizona?

      Estate planning costs in Arizona range from $500 to $1,500 for a basic will to $2,500 to $5,000+ for a trust-based plan. Flat-fee pricing gives you a clear total upfront.

    5. 05

      What is probate, and how long does it take in Arizona?

      Probate is a court-supervised process to validate a will, pay debts, and distribute assets. In Arizona, it typically takes 8 to 12 months and costs $10,000 to $15,000.

    6. 06

      How does a reverse mortgage work in Arizona?

      A reverse mortgage lets Arizona homeowners aged 62 or older borrow against their home equity without monthly mortgage payments. The most common type is a Home Equity Conversion Mortgage (HECM), insured by the Federal Housing Administration (FHA).

    Estate-Planning Vocabulary

    Glossary

    Short definitions for the legal and financial terms used throughout this site.

    When Plans Change

    By Life Event

    Estate planning typically begins with a life event. Pick the moment that matches.

    Annotated Statutes

    Arizona Law Library

    Summaries of the Arizona Revised Statutes governing wills, trusts, probate, powers of attorney, and protected proceedings. Each entry links to the official A.R.S. text.

    Official PDFs

    Arizona Estate Planning Forms

    Direct links to the official court, IRS, and state agency forms used in estate planning and probate, with plain-English explanations of when each one applies.

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