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A.R.S. § 14-3801

Notice to Creditors: How Arizona Probate Starts the Claims Clock

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

When a personal representative is appointed, they must publish a notice to creditors in a local newspaper once a week for three consecutive weeks. Known creditors also receive direct notice by mail. Creditors then have four months from the first publication date to present their claims, or they lose the right to collect.

Title 14, PROBATE OF WILLS AND ADMINISTRATION

azleg.gov

The Published Notice Requirement

One of the first duties after being appointed as a personal representative is notifying creditors that the estate is open. Arizona requires a published notice in a newspaper of general circulation in the county where the case is filed. The notice must run once a week for three consecutive weeks.

At the time of appointment a personal representative shall publish a notice to creditors once a week for three successive weeks in a newspaper of general circulation in the county announcing the appointment and the personal representative's address and notifying creditors of the estate to present their claims within four months after the date of the first publication of the notice or be forever barred.

A.R.S. § 14-3801(A)

That four-month window is critical. Once it closes, most creditors lose any right to collect from the estate. This deadline gives the personal representative a clear timeline for settling debts before distributing assets to heirs.

Direct Notice to Known Creditors

Publishing in a newspaper handles unknown creditors. But the personal representative also has a separate obligation to notify every creditor they actually know about. Known creditors must receive written notice by mail or other delivery.

A personal representative shall give written notice by mail or other delivery to all known creditors, notifying the creditors of the personal representative's appointment.

A.R.S. § 14-3801(B)

Known creditors have until the later of four months after publication or sixty days after receiving their personal notice. This ensures that creditors who are identified by name get a fair chance to respond, even if they missed the newspaper notice. The personal representative is not personally liable for giving or failing to give this notice, but skipping it can complicate estate administration.

14-3801. Notice to creditors A. Unless notice has already been given under this section, at the time of appointment a personal representative shall publish a notice to creditors once a week for three successive weeks in a newspaper of general circulation in the county announcing the appointment and the personal representative's address and notifying creditors of the estate to present their claims within four months after the date of the first publication of the notice or be forever barred. B. A personal representative shall give written notice by mail or other delivery to all known creditors, notifying the creditors of the personal representative's appointment. The notice shall also notify all known creditors to present the creditor's claim within four months after the published notice, if notice is given as provided in subsection A, or within sixty days after the mailing or other delivery of the notice, whichever is later, or be forever barred. A written notice shall be the notice described in subsection A or a similar notice. C. The personal representative is not liable to a creditor or to a successor of the decedent for giving or failing to give notice under this section.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

What is probate, and how long does it take in Arizona?

Probate is a court-supervised process that validates a will, pays debts, and distributes assets. In Arizona, it typically takes 8 to 12 months and costs $10,000 to $15,000 in fees.

Is there a deadline to file probate in Arizona?

Yes. A.R.S. 14-3108 sets a two-year deadline. Filing within two years gives the personal representative full powers. After two years, they can only confirm title to heirs and cannot possess assets or handle creditor claims.

Related Statutes

§ 14-3101How Property Passes at Death Under Arizona Probate Law
§ 14-3102Why a Will Must Be Probated to Transfer Property in Arizona
§ 14-3103Why a Personal Representative Must Be Appointed in Arizona Probate
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