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A.R.S. § 14-3902

How Arizona Determines Which Estate Assets Are Used First

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

When an estate does not have enough assets to fulfill every gift in a will, Arizona law sets a specific order for which gifts get reduced first. This process is called abatement, and it protects specific bequests while drawing from undesignated property and residuary gifts before touching named items.

Title 14, PROBATE OF WILLS AND ADMINISTRATION

azleg.gov

The Order of Abatement

Not every estate can cover everything a will promises. Debts, taxes, and administrative costs can shrink what is available. When that happens, Arizona law does not reduce every gift equally. Instead, it follows a fixed priority.

Shares of distributees abate, without any preference or priority as between real and personal property, in the following order: 1. Property not disposed of by the will. 2. Residuary devises. 3. General devises. 4. Specific devises.

A.R.S. § 14-3902(A)

Property that was not addressed in the will gets used first. If that is not enough, the residuary estate (the "everything else" clause) absorbs the next round of reductions. General gifts of money come third. Specific items named in the will are the last to be touched. Within each category, reductions are proportional.

When the Testator Had a Different Plan

A will can override this default order. If the testator expressed a preference for how gifts should be reduced, or if following the default order would defeat the purpose of a particular bequest, the court may adjust accordingly.

If the will expresses an order of abatement, or if the testamentary plan or the express or implied purpose of the devise would be defeated by the order of abatement stated in subsection A, the shares of the distributees abate as may be found necessary to give effect to the intention of the testator.

A.R.S. § 14-3902(B)

This statute also addresses how community and separate property interact during this process. Community debts are charged against community property. Separate debts are charged against separate property and the balance of the decedent's half of community property. Administrative expenses are shared proportionally between the two categories.

A. Except as provided in subsection B, shares of distributees abate, without any preference or priority as between real and personal property, in the following order: 1. Property not disposed of by the will. 2. Residuary devises. 3. General devises. 4. Specific devises. For purposes of abatement, a general devise charged on any specific property or fund is a specific devise to the extent of the value of the property on which it is charged, and upon the failure or insufficiency of the property on which it is charged, a general devise to the extent of the failure or insufficiency. Abatement within each classification is in proportion to the amounts of property each of the beneficiaries would have received if full distribution of the property had been made in accordance with the terms of the will. B. If the will expresses an order of abatement, or if the testamentary plan or the express or implied purpose of the devise would be defeated by the order of abatement stated in subsection A, the shares of the distributees abate as may be found necessary to give effect to the intention of the testator. C. If an estate of a decedent consists partly of separate property and partly of community property: 1. Community debts shall be charged against community property. 2. Separate debts shall be charged against separate property and against the balance of decedent's half of community property. 3. Expenses of administration shall be charged against separate property and decedent's half of community property in proportion to the relative value thereof, but any special expenses attributable to management of community property may be charged against the entire community property. D. If the subject of a preferred devise is sold or used incident to administration, abatement shall be achieved by appropriate adjustments in, or contribution from, other interests in the remaining assets.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

What is probate, and how long does it take in Arizona?

Probate is a court-supervised process that validates a will, pays debts, and distributes assets. In Arizona, it typically takes 8 to 12 months and costs $10,000 to $15,000 in fees.

What is the difference between a Last Will and a Living Trust?

A Last Will goes through probate court after your death. A Living Trust holds your assets during your lifetime and transfers them directly to beneficiaries without probate. Many Arizona families use both together.

How much does probate cost in Arizona?

Probate in Arizona typically costs $10,000 to $15,000 for a standard estate, covering court fees, attorney fees, personal representative fees, appraisals, and accounting. Contested estates cost significantly more.

Related Statutes

§ 14-3101How Property Passes at Death Under Arizona Probate Law
§ 14-3102Why a Will Must Be Probated to Transfer Property in Arizona
§ 14-3103Why a Personal Representative Must Be Appointed in Arizona Probate
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