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A.R.S. § 14-7425

Which Trust Expenses Are Paid from Income in Arizona

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

Arizona law specifies which trust administration costs come out of income rather than principal. Income pays for half the trustee's regular compensation, half the costs of shared proceedings, all ordinary administration expenses, and insurance premiums that protect against loss of income or use of trust property.

Title 14, TRUST ADMINISTRATION

azleg.gov

Splitting Trustee Compensation and Shared Costs

Running a trust costs money. The trustee needs to be compensated, accountants need to prepare tax returns, and sometimes legal proceedings are necessary. Arizona law divides many of these costs between income and principal, reflecting the fact that both current beneficiaries and remainder beneficiaries benefit from proper trust administration.

One-half of the regular compensation of the trustee and of any person providing investment advisory or custodial services to the trustee, whether based on a percentage of income or principal, a fixed amount or an hourly charge.

A.R.S. § 14-7425(1)

The fifty-fifty split applies to regular trustee compensation and to investment advisory or custodial fees. It also covers accountings, recurring tax preparation, and judicial proceedings that involve both income and remainder interests. This even-handed approach prevents either side from bearing a disproportionate share of costs that serve the entire trust.

Ordinary Expenses and Insurance

Beyond the shared costs, income bears all ordinary expenses of day-to-day trust administration. This includes interest on trust debts, routine repairs to trust property, regularly recurring taxes assessed against principal, and any proceeding that primarily concerns the income interest.

Insurance premiums also follow a logical allocation. If the policy protects against loss of a principal asset or loss of income from that asset, the premiums come from income. The idea is that the income beneficiary has the most immediate stake in keeping income-producing assets protected and operational.

These allocation rules apply as defaults. The trust document itself can override them with different instructions. But when the trust is silent on expense allocation, this statute fills the gap with a balanced framework that trustees can follow without guessing.

14-7425. Disbursements from income A trustee shall make the following disbursements from income to the extent that they are not disbursements to which section 14-7405, paragraph 2, subdivision (b) or (c) applies: 1. One-half of the regular compensation of the trustee and of any person providing investment advisory or custodial services to the trustee, whether based on a percentage of income or principal, a fixed amount or an hourly charge. 2. One-half of all expenses for accountings, regularly recurring income tax preparation services, judicial proceedings or other matters that involve both the income and remainder interests. 3. All of the other ordinary expenses incurred in connection with the administration, management or preservation of trust property and the distribution of income, including interest, ordinary repairs, regularly recurring taxes assessed against principal and expenses of a proceeding or other matter that concerns primarily the income interest. 4. Recurring premiums on insurance covering the loss of a principal asset or the loss of income from or use of the asset.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

What does a trustee actually do?

A trustee manages trust assets according to the rules the trust creator set. While you are alive, you are typically both trustor and trustee. After you pass, your successor trustee distributes assets as instructed.

Can I change or cancel my Living Trust after it is created?

Yes. A Revocable Living Trust can be amended or revoked at any time as long as you are mentally competent. Once you become incapacitated, the document is locked and no one can change it.

What is a Revocable Living Trust and how does it work?

A Revocable Living Trust lets you transfer asset ownership into a trust you control during your lifetime. When you pass, a successor trustee distributes assets to beneficiaries without probate.

Related Statutes

§ 14-7405How Net Income Is Determined and Distributed After Death
§ 14-7426Which Trust Expenses Are Paid from Principal in Arizona
§ 14-7427Depreciation Transfers from Income to Principal in Arizona Trusts

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