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A.R.S. § 14-7430

Tax-Related Adjustments Between Trust Principal and Income

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

A fiduciary managing an estate or trust may need to shift funds between principal and income when tax elections or entity ownership create an uneven distribution of tax benefits. Arizona law authorizes these adjustments so that the economic burden of taxes falls on the party that receives the benefit.

Title 14, TRUST ADMINISTRATION

azleg.gov

Why Tax Adjustments Are Necessary

Tax decisions do not always affect income beneficiaries and remainder beneficiaries equally. A fiduciary might elect to deduct an expense on the income tax return instead of the estate tax return, or a trust might own an interest in a pass-through entity whose taxable income lands on one beneficiary's return even though the distributions flow elsewhere. When these situations create a mismatch, this statute gives the fiduciary authority to rebalance the books.

A fiduciary may make adjustments between principal and income to offset the shifting of economic interests or tax benefits between income beneficiaries and remainder beneficiaries.

A.R.S. § 14-7430(A)

The adjustments can arise from routine tax elections, from income taxes triggered by trust transactions or distributions, or from ownership of interests in entities whose taxable income passes through to the trust or its beneficiaries. The goal is fairness: neither side should gain a windfall or absorb a loss because of how a tax decision plays out.

The Marital and Charitable Deduction Safeguard

One specific situation gets its own rule. If a fiduciary deducts a principal expense on the income tax return rather than the estate tax return, the marital or charitable deduction on the estate return may shrink. That means more estate tax paid from principal. Arizona law requires any beneficiary who benefits from the lower income tax to reimburse principal for the additional estate tax.

If the amount of an estate tax marital deduction or charitable contribution deduction is reduced because a fiduciary deducts an amount paid from principal for income tax purposes instead of deducting it for estate tax purposes, and as a result estate taxes paid from principal are increased and income taxes paid by an estate, trust or beneficiary are decreased, each estate, trust or beneficiary that benefits from the decrease in income tax shall reimburse the principal from which the increase in estate tax is paid.

A.R.S. § 14-7430(B)

This prevents a scenario where a tax election benefits one group of beneficiaries at the expense of another. The reimbursement must equal the increase in estate tax, and each beneficiary's share of the reimbursement is proportional to their share of the income tax savings.

14-7430. Adjustments between principal and income because of taxes A. A fiduciary may make adjustments between principal and income to offset the shifting of economic interests or tax benefits between income beneficiaries and remainder beneficiaries that arise from: 1. Elections and decisions, other than those described in subsection B, that the fiduciary makes from time to time regarding tax matters. 2. An income tax or any other tax that is imposed on the fiduciary or a beneficiary as a result of a transaction involving or a distribution from the estate or trust. 3. The ownership by an estate or trust of an interest in an entity whose taxable income, whether or not distributed, is includible in the taxable income of the estate, the trust or a beneficiary. B. If the amount of an estate tax marital deduction or charitable contribution deduction is reduced because a fiduciary deducts an amount paid from principal for income tax purposes instead of deducting it for estate tax purposes, and as a result estate taxes paid from principal are increased and income taxes paid by an estate, trust or beneficiary are decreased, each estate, trust or beneficiary that benefits from the decrease in income tax shall reimburse the principal from which the increase in estate tax is paid. The total reimbursement must equal the increase in the estate tax to the extent that the principal used to pay the increase would have qualified for a marital deduction or charitable contribution deduction but for the payment. The proportionate share of the reimbursement for each estate, trust or beneficiary whose income taxes are reduced must be the same as its proportionate share of the total decrease in income tax. An estate or trust shall reimburse principal from income.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

Does my trust need its own EIN, or can I use my Social Security number?

While you are alive, your revocable trust uses your Social Security number. After you pass away, the trust needs its own EIN from the IRS because it becomes a separate legal entity.

What does a trustee actually do?

A trustee manages trust assets according to the rules the trust creator set. While you are alive, you are typically both trustor and trustee. After you pass, your successor trustee distributes assets as instructed.

Related Statutes

§ 14-7429How Trust Income Taxes Are Allocated Between Principal and Income
§ 14-7428How a Trustee Reimburses Principal from Trust Income
§ 14-7401Arizona Trust Principal and Income Act: Key Definitions

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