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A.R.S. § 14-7656

Fiduciary Transfers to a Minor Without Will or Trust Authorization

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

When a will or trust does not specifically authorize a custodial transfer to a minor, Arizona law still allows a personal representative, trustee, or conservator to make one, provided specific conditions are met. Transfers over ten thousand dollars require court approval.

Title 14, TRUST ADMINISTRATION

azleg.gov

When the Governing Document Is Silent

Not every will or trust anticipates the need to transfer property to a custodian for a minor. This statute fills that gap. It allows a personal representative, trustee, or conservator to make an irrevocable transfer to a custodian under the UTMA even when the governing document does not specifically authorize it.

A personal representative or trustee may make an irrevocable transfer to another adult or trust company as custodian for the benefit of a minor pursuant to section 14-7659 in the absence of a will or under a will or trust that does not contain an authorization to do so.

A.R.S. § 14-7656(A)

A conservator has the same authority under subsection B, which means a court-appointed conservator managing a minor's assets can also use this mechanism.

Three Conditions That Must Be Met

The statute does not give fiduciaries unlimited discretion. Three requirements must all be satisfied before a transfer under this section can proceed.

A transfer pursuant to subsection A or B of this section may be made only if all of the following apply: 1. The personal representative, trustee or conservator considers the transfer to be in the best interest of the minor. 2. The transfer is not prohibited by or inconsistent with provisions of the applicable will, trust agreement or other governing instrument. 3. The transfer is authorized by the court if it exceeds ten thousand dollars in value.

A.R.S. § 14-7656(C)

The ten-thousand-dollar threshold is the key safeguard. Smaller transfers can proceed based on the fiduciary's judgment alone, but anything above that amount requires court approval. This protects the minor's interests while still allowing routine transfers to happen efficiently. For families navigating an estate settlement involving minor beneficiaries, understanding this threshold can help avoid unnecessary delays in getting assets properly managed.

A. Pursuant to subsection C of this section, a personal representative or trustee may make an irrevocable transfer to another adult or trust company as custodian for the benefit of a minor pursuant to section 14-7659 in the absence of a will or under a will or trust that does not contain an authorization to do so. B. Pursuant to subsection C of this section, a conservator may make an irrevocable transfer to another adult or trust company as custodian for the benefit of the minor pursuant to section 14-7659. C. A transfer pursuant to subsection A or B of this section may be made only if all of the following apply: 1. The personal representative, trustee or conservator considers the transfer to be in the best interest of the minor. 2. The transfer is not prohibited by or inconsistent with provisions of the applicable will, trust agreement or other governing instrument. 3. The transfer is authorized by the court if it exceeds ten thousand dollars in value.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

What does a trustee actually do?

A trustee manages trust assets according to the rules the trust creator set. While you are alive, you are typically both trustor and trustee. After you pass, your successor trustee distributes assets as instructed.

Can I customize how each child receives their inheritance?

Yes. A trust lets you set scheduled payments at specific ages, milestone-based distributions, spendthrift protections from creditors, and professional oversight for each beneficiary.

How can I protect my grandchildren's inheritance if their parent dies?

Without a trust, a minor grandchild's inheritance is typically managed by their legal guardian, often the surviving parent. A trust lets you name who manages the money and how it is used.

Related Statutes

§ 14-7401Arizona Trust Principal and Income Act: Key Definitions
§ 14-7402Fiduciary Duties When Allocating Trust Income and Principal
§ 14-7403Trustee's Power to Adjust Between Principal and Income

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