Skip to main content
Skip to explanation
  1. Home
  2. Law Library
  3. A.R.S. § 14-7667
A.R.S. § 14-7667

Liability Rules for Custodians and Minors in Custodial Accounts

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

Claims arising from custodial property can be brought against the custodial property itself, regardless of whether the custodian or the minor is personally liable. A custodian avoids personal liability on contracts as long as they disclose their custodial role, and on torts unless they are personally at fault. The minor is also protected from personal liability unless personally at fault.

Title 14, TRUST ADMINISTRATION

azleg.gov

Claims Against Custodial Property

When someone has a legal claim connected to custodial property, whether from a contract, an ownership obligation, or a tort, they can pursue it against the custodial property directly. The claim is brought by proceeding against the custodian in the custodial capacity. This approach works regardless of whether the custodian or the minor bears personal responsibility.

A claim based on a contract entered into by a custodian acting in a custodial capacity, an obligation arising from the ownership or control of custodial property or a tort committed during the custodianship may be asserted against the custodial property by proceeding against the custodian in the custodial capacity, whether or not the custodian or the minor is personally liable.

A.R.S. § 14-7667(A)

This structure ensures that creditors have a clear path to recovery from the property itself, while also protecting the individuals involved from automatic personal exposure.

Personal Liability Protections

The statute creates a practical shield for custodians. On the contract side, a custodian is not personally liable as long as the contract identifies the custodial capacity and the custodianship. If a custodian signs a lease or enters a contract without disclosing the custodial role, that protection disappears.

A custodian is not personally liable for either: 1. A contract properly entered into in the custodial capacity unless the custodian fails to reveal that capacity and to identify the custodianship in the contract.

A.R.S. § 14-7667(B)

For obligations tied to property ownership or torts that occur during the custodianship, the custodian is only personally liable if they are personally at fault. The same rule applies to the minor. A minor is not on the hook for ownership obligations or torts unless the minor is personally responsible for the wrongdoing. These protections encourage responsible people to serve as custodians without fear of open-ended personal exposure.

A. A claim based on a contract entered into by a custodian acting in a custodial capacity, an obligation arising from the ownership or control of custodial property or a tort committed during the custodianship may be asserted against the custodial property by proceeding against the custodian in the custodial capacity, whether or not the custodian or the minor is personally liable. B. A custodian is not personally liable for either: 1. A contract properly entered into in the custodial capacity unless the custodian fails to reveal that capacity and to identify the custodianship in the contract. 2. An obligation arising from control of custodial property or for a tort committed during the custodianship unless the custodian is personally at fault. C. A minor is not personally liable for an obligation arising from ownership of custodial property or for a tort committed during the custodianship unless the minor is personally at fault.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

What does a trustee actually do?

A trustee manages trust assets according to the rules the trust creator set. While you are alive, you are typically both trustor and trustee. After you pass, your successor trustee distributes assets as instructed.

How do I choose the right trustee for my estate?

Choose a trustee based on competence, not convenience. Avoid naming all children as co-trustees, which creates gridlock. Pick your most capable child as primary and name a backup.

Related Statutes

§ 14-7401Arizona Trust Principal and Income Act: Key Definitions
§ 14-7402Fiduciary Duties When Allocating Trust Income and Principal
§ 14-7403Trustee's Power to Adjust Between Principal and Income

Related Services

The foundation of your estate plan

Living Trusts

Pass your assets directly to the people you choose without probate, without court involvement, and without the delays and costs that come with both.

Learn more
Get Started Today

Need Help With Your Estate Plan?

Whether you are just getting started or reviewing an existing plan, RJP Estate Planning works hand in hand with experienced estate planning counsel to help you understand your options.

(480) 346-3570
RJP Estate Planning

Protecting Arizona families through comprehensive estate planning since 1995.

Quick Links

  • Services
  • About Us
  • Our Team
  • Resources
  • FAQ
  • Glossary
  • Educational Law Library
  • Events
  • Careers
  • Contact

Our Offices

Scottsdale Office

4110 N. Scottsdale Road Suite 170

Scottsdale, AZ 85251

Tucson Office

5151 E. Broadway Blvd Suite 750

Tucson, AZ 85711

Contact Us

(480) 346-3570care@rjpaz.com

© 2026 RJP Estate Planning. All rights reserved.

Privacy PolicyTerms of Service

The Planning Consultants at RJP Estate Planning provide services in the areas of estate planning, planning with wills and trusts, asset protection, probate avoidance, probate & estate administration, long-term care planning, Medicaid planning, asset protection from Medicaid, veterans benefits, charitable planning, special needs, estate tax planning, and business succession planning. They serve clients and their families throughout Scottsdale, Phoenix, and Sun City, Arizona, and the surrounding cities and towns.

RJP Estate Planning is not a law firm, cannot give legal advice, and does not prepare legal documents. For legal services, clients separately consult with an estate planning attorney or law firm.

RJP-AZ, LLC (RJP Estate Planning) is licensed to offer insurance products and receive commissions for those products. Its representatives who discuss these products with you hold individual licenses.

Securities are offered through CoreCap Investments, LLC, a registered broker-dealer and member FINRA/SIPC. Advisory services are offered through CoreCap Advisors, LLC, a registered investment advisor. RJP Estate Planning and RJP-AZ, LLC are separate and unaffiliated entities and are not affiliated with CoreCap Investments or CoreCap Advisors. Representatives that offer these services hold the required licenses.

Some products or services are provided by trusted companies/service providers. These companies/providers are separate and unaffiliated entities from RJP-AZ, LLC.