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A.R.S. § 33-431

Joint Tenancy and Community Property With Right of Survivorship in Arizona

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

Arizona law defaults most property grants to two or more people as tenancies in common, not joint tenancies. To create joint tenancy with right of survivorship or community property with right of survivorship, the deed must expressly declare it. This statute also explains how either form of survivorship can be terminated.

Title 33, CONVEYANCES AND DEEDS

azleg.gov

Arizona's Default: Tenancy in Common

When property is granted or devised to two or more people in Arizona, the default ownership form is a tenancy in common. Joint tenancy does not arise automatically. The only exceptions are grants in trust, grants to executors, or grants to spouses.

Except as otherwise provided in this section, all grants and devises of real property made to two or more persons create estates in common and not in joint tenancy, except grants or devises in trust, or to executors, or to husband and wife.

A.R.S. § 33-431(A)

This matters because tenancy in common and joint tenancy work very differently at death. With tenancy in common, each owner's share passes through their estate, potentially requiring probate. With joint tenancy, the surviving owner receives the deceased owner's share automatically.

Creating and Terminating Survivorship Rights

To create joint tenancy with right of survivorship, the deed must use express language declaring it. The same applies for married couples who want community property with right of survivorship. Arizona law also allows an owner to create joint tenancy by transferring property from themselves to themselves and another person.

Terminating the right of survivorship is equally deliberate. Either spouse can terminate community property with right of survivorship by recording an affidavit in the county recorder's office. For joint tenancy, any joint tenant can record a similar affidavit. The key detail: recording the affidavit does not destroy the underlying ownership interest. It only removes the automatic transfer at death.

In the case of real property owned as joint tenants with right of survivorship, the right of survivorship is extinguished as provided in section 14-2804 or on the recordation in the office of the recorder of the county or counties where the real property is located an affidavit entitled "affidavit terminating right of survivorship" executed by any joint tenant under oath.

A.R.S. § 33-431(E)

For families making decisions about how to title property, understanding these distinctions is essential. The wrong form of ownership can mean the difference between a smooth transfer at death and a probate proceeding that takes months to resolve.

A. Except as otherwise provided in this section, all grants and devises of real property made to two or more persons create estates in common and not in joint tenancy, except grants or devises in trust, or to executors, or to husband and wife. B. A grant or devise to two or more persons may by express words vest the estate in the survivor on the death of a grantee or devisee when expressly declared in the grant, transfer or devise to be a joint tenancy with right of survivorship. An estate in joint tenancy with right of survivorship may also be created by grant or transfer from a sole owner to himself and others, or from two or more owners to themselves or to one or more of them and others. C. A grant or devise to a husband and wife may by express words vest the estate in the surviving spouse on the death of one of the spouses when expressly declared in the grant, transfer or devise to be an estate in community property with right of survivorship. An estate in community property with right of survivorship may also be created by grant or transfer from a husband and wife, when holding title as community property or otherwise, to themselves or from either husband or wife to both husband and wife. D. In the case of real property owned by a husband and wife as community property with right of survivorship, the right of survivorship is extinguished as provided in section 14-2804 or on the recordation in the office of the recorder of the county or counties where the real property is located an affidavit entitled "affidavit terminating right of survivorship" executed by either spouse under oath that sets forth a stated intent by the spouse to terminate the survivorship right, a description of the instrument by which the right of survivorship was created including the date the instrument was recorded and the county recorder's book and page or instrument reference number and the legal description of the real property affected by the affidavit. The recordation shall not extinguish the community interest of either spouse. E. In the case of real property owned as joint tenants with right of survivorship, the right of survivorship is extinguished as provided in section 14-2804 or on the recordation in the office of the recorder of the county or counties where the real property is located an affidavit entitled "affidavit terminating right of survivorship" executed by any joint tenant under oath that sets forth a stated intent by that joint tenant to terminate the survivorship right, a description of the instrument by which the right of survivorship was created including the date the instrument was recorded and the county recorder's book and page or instrument reference number and the legal description of the real property affected by the affidavit. If there are more than two joint tenants, the recordation of the affidavit shall extinguish only the joint tenancy and survivorship right of the person who executes the affidavit, and the joint tenancy and survivorship right shall continue among all remaining joint tenants who have not executed an affidavit of termination. F. With respect to a deceased joint tenant, the termination or extinguishment by death of that tenant's joint tenancy with right of survivorship may be evidenced by the recordation of both of the following items in the office of the recorder of the county or counties where the real property is located: 1. An affidavit executed by one or more of the surviving joint tenants that includes the name of the deceased joint tenant, the date of death of the deceased joint tenant, a description of the instrument by which the right of survivorship was created including the date the instrument was recorded and the county recorder's book and page or instrument reference number, the legal description of the real property affected by the affidavit, and the cause of death of the deceased joint tenant. 2. An attached death certificate of the deceased joint tenant.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

Can I avoid probate in Arizona?

Several legal tools let you bypass probate in Arizona. Revocable living trusts, beneficiary designations, joint tenancy, TOD deeds, and payable-on-death accounts all transfer assets directly.

What is a life estate and how does it work in Arizona?

A life estate gives one person the right to live in a property for life, then automatically transfers ownership to a named beneficiary without probate. It is recognized under A.R.S. 33-201 but comes with limitations compared to a living trust.

What is community property and how does it affect estate planning in Arizona?

In Arizona, all property acquired during marriage is community property, owned equally by both spouses. Gifts, inheritances, and post-filing acquisitions are exceptions. Each spouse can only direct their half through a will or trust.

Related Statutes

§ 33-432Presumption of Fee Simple: Arizona's Default Property Conveyance
§ 33-433What Happens When a Deed Purports to Transfer More Than the Owner Has
§ 33-401Formal Requirements for a Valid Property Deed in Arizona

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