Skip to main content
Skip to explanation
  1. Home
  2. Law Library
  3. A.R.S. § 14-10820
A.R.S. § 14-10820

When a Licensed Fiduciary Cannot Serve as Trustee

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

If a licensed fiduciary in Arizona has had their license suspended or revoked, they are prohibited from serving as a trustee unless they are related to the beneficiary by blood, adoption, or marriage. The ban lifts only if the license is reinstated and in good standing.

Title 14, ARIZONA TRUST CODE

azleg.gov

Who This Restriction Applies To

Arizona licenses professional fiduciaries who manage estates, trusts, and guardianships for compensation. When one of these professionals has their license suspended or revoked under A.R.S. 14-5651, this statute blocks them from serving as a trustee in any capacity. The restriction exists to protect trust beneficiaries from individuals who have already demonstrated conduct serious enough to warrant disciplinary action.

A person whose license as a fiduciary has been suspended or revoked pursuant to section 14-5651 may not serve as a trustee in any capacity unless the person is related to the beneficiary by blood, adoption or marriage.

A.R.S. § 14-10820

The language is broad. It covers every type of trustee role, whether as an initial trustee, successor trustee, or co-trustee. The prohibition is automatic once the license is suspended or revoked.

The Family Exception

There is one narrow exception. A fiduciary with a suspended or revoked license may still serve as trustee if they are related to the beneficiary by blood, adoption, or marriage. The reasoning is straightforward: family members often serve as trustees regardless of professional licensing, and the family relationship provides a separate basis for trust and accountability.

If the fiduciary's license is later reinstated and returned to good standing, the prohibition no longer applies. They may resume serving as trustee for any trust, not just those involving family members. This statute reinforces the importance of verifying a professional fiduciary's licensing status before naming them in a trust document.

A person whose license as a fiduciary has been suspended or revoked pursuant to section 14-5651 may not serve as a trustee in any capacity unless the person is related to the beneficiary by blood, adoption or marriage. This prohibition does not apply if the person's license has been reinstated and is in good standing.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

What does a trustee actually do?

A trustee manages trust assets according to the rules the trust creator set. While you are alive, you are typically both trustor and trustee. After you pass, your successor trustee distributes assets as instructed.

Should I use a bank or a professional fiduciary as my trustee?

Banks require $300K-$5M+ minimums and charge 0.5%-2% annual fees. Professional fiduciaries are licensed by the Arizona Supreme Court, charge $65-$250/hour, handle any estate size, and also serve as healthcare and financial POA.

How do I choose the right trustee for my estate?

Choose a trustee based on competence, not convenience. Avoid naming all children as co-trustees, which creates gridlock. Pick your most capable child as primary and name a backup.

Related Statutes

§ 14-10101The Arizona Trust Code: Short Title and What It Covers
§ 14-10102Which Trusts Are Covered by the Arizona Trust Code
§ 14-10103Key Definitions in the Arizona Trust Code

Related Services

The foundation of your estate plan

Living Trusts

Pass your assets directly to the people you choose without probate, without court involvement, and without the delays and costs that come with both.

Learn more
Get Started Today

Need Help With Your Estate Plan?

Whether you are just getting started or reviewing an existing plan, RJP Estate Planning works hand in hand with experienced estate planning counsel to help you understand your options.

(480) 346-3570
RJP Estate Planning

Protecting Arizona families through comprehensive estate planning since 1995.

Quick Links

  • Services
  • About Us
  • Our Team
  • Resources
  • FAQ
  • Glossary
  • Educational Law Library
  • Events
  • Careers
  • Contact

Our Offices

Scottsdale Office

4110 N. Scottsdale Road Suite 170

Scottsdale, AZ 85251

Tucson Office

5151 E. Broadway Blvd Suite 750

Tucson, AZ 85711

Contact Us

(480) 346-3570care@rjpaz.com

© 2026 RJP Estate Planning. All rights reserved.

Privacy PolicyTerms of Service

The Planning Consultants at RJP Estate Planning provide services in the areas of estate planning, planning with wills and trusts, asset protection, probate avoidance, probate & estate administration, long-term care planning, Medicaid planning, asset protection from Medicaid, veterans benefits, charitable planning, special needs, estate tax planning, and business succession planning. They serve clients and their families throughout Scottsdale, Phoenix, and Sun City, Arizona, and the surrounding cities and towns.

RJP Estate Planning is not a law firm, cannot give legal advice, and does not prepare legal documents. For legal services, clients separately consult with an estate planning attorney or law firm.

RJP-AZ, LLC (RJP Estate Planning) is licensed to offer insurance products and receive commissions for those products. Its representatives who discuss these products with you hold individual licenses.

Securities are offered through CoreCap Investments, LLC, a registered broker-dealer and member FINRA/SIPC. Advisory services are offered through CoreCap Advisors, LLC, a registered investment advisor. RJP Estate Planning and RJP-AZ, LLC are separate and unaffiliated entities and are not affiliated with CoreCap Investments or CoreCap Advisors. Representatives that offer these services hold the required licenses.

Some products or services are provided by trusted companies/service providers. These companies/providers are separate and unaffiliated entities from RJP-AZ, LLC.