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A.R.S. § 14-13102

Key Definitions in Arizona's Digital Assets Law (RUFADAA)

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

This statute defines the essential terms used throughout Arizona's digital assets law. From what counts as a "digital asset" to who qualifies as a "fiduciary" and what a "custodian" is, these definitions set the boundaries for how digital accounts and records are handled when someone dies or becomes incapacitated.

Title 14, REVISED UNIFORM FIDUCIARY ACCESS TO DIGITAL ASSETS ACT

azleg.gov

The Terms That Shape Digital Estate Administration

Legal definitions might seem like dry reading, but in the context of digital assets, they carry real weight. The way RUFADAA defines its key terms determines who can access what, when, and under what conditions. Understanding a few critical definitions helps clarify how the law actually works.

"Digital asset" means an electronic record in which an individual has a right or interest. Digital asset does not include an underlying asset or liability unless the asset or liability is itself an electronic record.

A.R.S. § 14-13102(10)

This definition is deliberately broad. It covers email, social media accounts, digital photos, online documents, cryptocurrency, domain names, and virtually any other electronic record you own or control. However, it draws an important line: the digital asset is the electronic record itself, not necessarily the underlying financial value. A bank account balance is not a digital asset, but the online banking record that gives you access to it is.

Who Has Authority Under RUFADAA

The statute defines "fiduciary" to include personal representatives, conservators, agents acting under a power of attorney, and trustees. This means the law applies across the full range of estate planning roles, whether someone is managing assets after death, during incapacity, or through an ongoing trust.

"Fiduciary" means an original, additional or successor personal representative, conservator, agent, trustee or a fiduciary as defined in section 14-5651, subsection K.

A.R.S. § 14-13102(14)

Another key term is "custodian," which refers to companies like Google, Apple, Meta, or any other service that stores or processes your digital assets. The law also defines "designated recipient" as someone you choose through an online tool, such as Google's Inactive Account Manager or Facebook's Legacy Contact, to manage your digital accounts. These platform-specific tools can work alongside your estate plan to provide an additional layer of access planning.

14-13102. Definitions In this chapter, unless the context otherwise requires: 1. "Account" means an arrangement under a terms-of-service agreement in which a custodian carries, maintains, processes, receives or stores a digital asset of the user or provides goods or services to the user. 2. "Agent" means an attorney-in-fact granted authority under a durable or nondurable power of attorney. 3. "Carries" means engages in the transmission of an electronic communication. 4. "Catalogue of electronic communications" means information that identifies each person with which a user has had an electronic communication, the time and date of the communication and the electronic address of the person. 5. "Conservator" means a person appointed by a court to manage the estate of a living individual and includes a limited conservator and a fiduciary as defined in section 14-5651, subsection K. 6. "Content of an electronic communication" means information concerning the substance or meaning of the communication that meets all of the following requirements: (a) Has been sent or received by a user. (b) Is in electronic storage by a custodian providing an electronic-communication service to the public or is carried or maintained by a custodian providing a remote-computing service to the public. (c) Is not readily accessible to the public. 7. "Court" means the superior court. 8. "Custodian" means a person that carries, maintains, processes, receives or stores a digital asset of a user. 9. "Designated recipient" means a person chosen by a user using an online tool to administer digital assets of the user. 10. "Digital asset" means an electronic record in which an individual has a right or interest. Digital asset does not include an underlying asset or liability unless the asset or liability is itself an electronic record. 11. "Electronic" means relating to technology having electrical, digital, magnetic, wireless, optical, electromagnetic or similar capabilities. 12. "Electronic communication" has the same meaning prescribed in 18 United States Code section 2510(12). 13. "Electronic-communication service" means a custodian that provides to a user the ability to send or receive an electronic communication. 14. "Fiduciary" means an original, additional or successor personal representative, conservator, agent, trustee or a fiduciary as defined in section 14-5651, subsection K. 15. "Information" means data, text, images, videos, sounds, codes, computer programs, software, databases or the like. 16. "Online tool" means an electronic service provided by a custodian that allows the user, in an agreement distinct from the terms-of-service agreement between the custodian and user, to provide directions for disclosure or nondisclosure of digital assets to a third person. 17. "Person" means an individual, an estate, a business or nonprofit entity, a public corporation, a government or governmental subdivision, agency or instrumentality or any other legal entity. 18. "Personal representative" means an executor, an administrator, a special administrator or person that performs substantially the same function under law of this state other than this chapter. 19. "Power of attorney" means a record that grants an agent authority to act in the place of a principal. 20. "Principal" means an individual who grants authority to an agent in a power of attorney. 21. "Protected person" means an individual for whom a conservator has been appointed. Protected person includes an individual for whom an application for the appointment of a conservator is pending. 22. "Record" means information that is inscribed on a tangible medium or that is stored in an electronic or other medium and that is retrievable in perceivable form. 23. "Remote-computing service" means a custodian that provides to a user computer-processing services or the storage of digital assets by means of an electronic communications system, as defined in 18 United States Code section 2510(14). 24. "Terms-of-service agreement" means an agreement that controls the relationship between a user and a custodian. 25. "Trustee" means a fiduciary with legal title to property under an agreement or declaration that creates a beneficial interest in another. Trustee includes a successor trustee. 26. "User" means a person that has an account with a custodian. 27. "Will" includes a codicil, testamentary instrument that only appoints an executor and instrument that revokes or revises a testamentary instrument.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

What happens to accounts my family does not know about?

Millions of dollars go unclaimed in Arizona every year because families did not know accounts existed. Create a master asset list of every account you own and update it annually.

What documents are included in a basic estate plan?

A basic estate plan in Arizona typically includes a Last Will or Living Trust, Financial Power of Attorney, Healthcare Power of Attorney, Living Will, and sometimes a Pour-Over Will.

How do I protect my digital assets and online accounts in my estate plan?

Digital assets include online accounts, email, social media, and cryptocurrency. Arizona law (RUFADAA) lets your fiduciary manage them, but only if your estate plan includes proper authorization language.

Related Statutes

§ 14-13101Arizona's Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA)
§ 14-13103When Arizona's Digital Assets Law (RUFADAA) Applies
§ 14-13104User Direction for Disclosure of Digital Assets in Arizona

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