Skip to main content
Skip to explanation
  1. Home
  2. Law Library
  3. A.R.S. § 14-13115
A.R.S. § 14-13115

Fiduciary Duties and Authority Over Digital Assets in Arizona

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

Arizona applies the same legal duties that govern tangible property management to digital assets. Fiduciaries must exercise the duty of care, the duty of loyalty, and the duty of confidentiality when handling digital property. Their authority is limited by terms of service, copyright law, and the scope of their fiduciary role.

Title 14, REVISED UNIFORM FIDUCIARY ACCESS TO DIGITAL ASSETS ACT

azleg.gov

The Same Standards Apply to Digital Property

This statute makes a straightforward but important point: managing someone's digital assets carries the same legal obligations as managing their physical property. A trustee, personal representative, agent, or conservator who handles digital assets must follow the duty of care, the duty of loyalty, and the duty of confidentiality. Cutting corners with digital property can carry the same legal consequences as mishandling a bank account or a piece of real estate.

The legal duties imposed on a fiduciary charged with managing tangible property apply to the management of digital assets, including all of the following, if applicable: 1. The duty of care. 2. The duty of loyalty. 3. The duty of confidentiality.

A.R.S. § 14-13115(A)

The duty of confidentiality is especially relevant for digital assets. A fiduciary who gains access to someone's email, social media, or cloud storage may encounter deeply personal information. The statute requires that this information be treated with the same discretion a fiduciary would apply to confidential financial records.

Limits on Fiduciary Authority

Access does not mean unlimited power. A fiduciary's authority over digital assets is constrained in several ways. It must comply with the platform's terms of service (with limited exceptions under section 14-13104). It is subject to copyright law. It cannot exceed the scope of the fiduciary's appointment. And it may never be used to impersonate the user. These guardrails prevent a fiduciary from, for example, posting on social media as if they were the deceased person or downloading copyrighted content the user had only licensed for personal use.

A fiduciary acting within the scope of the fiduciary's duties is an authorized user of the property of the decedent, protected person, principal or settlor for the purpose of applicable computer-fraud and unauthorized-computer-access laws, including section 13-2316.

A.R.S. § 14-13115(D)

This last provision is a practical safeguard for fiduciaries. It confirms that accessing accounts within the scope of their duties does not violate Arizona's computer fraud laws. Without this protection, a well-meaning successor trustee logging into a deceased person's accounts could technically face criminal liability.

A. The legal duties imposed on a fiduciary charged with managing tangible property apply to the management of digital assets, including all of the following, if applicable: 1. The duty of care. 2. The duty of loyalty. 3. The duty of confidentiality. B. A fiduciary's or designated recipient's authority with respect to a digital asset of a user: 1. Except as otherwise provided in section 14-13104, is subject to the applicable terms of service. 2. Is subject to other applicable law, including copyright law. 3. In the case of a fiduciary, is limited by the scope of the fiduciary's duties. 4. May not be used to impersonate the user. C. A fiduciary with authority over the property of a decedent, protected person, principal or settlor has the right to access any digital asset in which the decedent, protected person, principal or settlor had a right or interest and that is not held by a custodian or subject to a terms-of-service agreement. D. A fiduciary acting within the scope of the fiduciary's duties is an authorized user of the property of the decedent, protected person, principal or settlor for the purpose of applicable computer-fraud and unauthorized-computer-access laws, including section 13-2316. E. A fiduciary with authority over the tangible, personal property of a decedent, protected person, principal or settlor: 1. Has the right to access the property and any digital asset stored in it. 2. Is an authorized user for the purpose of computer-fraud and unauthorized-computer-access laws, including section 13-2316. F. A custodian may disclose information in an account to a fiduciary of the user when the information is required to terminate an account used to access digital assets licensed to the user. G. A fiduciary of a user may request a custodian to terminate the user's account. A request for termination must be in writing, in either physical or electronic form, and accompanied by all of the following: 1. If the user is deceased, a certified copy of the death certificate of the user. 2. A certified copy of the letters testamentary of the representative, small-estate affidavit, court order, power of attorney or trust giving the fiduciary authority over the account. 3. If requested by the custodian any of the following: (a) A number, username, address or other unique subscriber or account identifier assigned by the custodian to identify the user's account. (b) Evidence linking the account to the user. (c) A finding by the court that the user had a specific account with the custodian, identifiable by the information specified in subdivision (a) of this paragraph.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

What does a trustee actually do?

A trustee manages trust assets according to the rules the trust creator set. While you are alive, you are typically both trustor and trustee. After you pass, your successor trustee distributes assets as instructed.

How do I protect my digital assets and online accounts in my estate plan?

Digital assets include online accounts, email, social media, and cryptocurrency. Arizona law (RUFADAA) lets your fiduciary manage them, but only if your estate plan includes proper authorization language.

How do I prepare my successor trustee to manage my estate?

Create a binder or digital folder listing financial accounts, professional advisors, document locations, bill payment details, and contacts. Your trustee should not have to guess their way through your estate.

Related Statutes

§ 14-13111When a Trustee Is the Original Account User: Digital Asset Access
§ 14-13110How an Agent Accesses a Principal's Digital Assets in Arizona
§ 14-13114How a Conservator Accesses a Protected Person's Digital Assets

Related Services

Your decisions. Your person. Your terms.

Powers of Attorney

If you can't make decisions for yourself, someone will. A Power of Attorney lets you choose who that person is and exactly what they can do.

Learn more
The foundation of your estate plan

Living Trusts

Pass your assets directly to the people you choose without probate, without court involvement, and without the delays and costs that come with both.

Learn more
Get Started Today

Need Help With Your Estate Plan?

Whether you are just getting started or reviewing an existing plan, RJP Estate Planning works hand in hand with experienced estate planning counsel to help you understand your options.

(480) 346-3570
RJP Estate Planning

Protecting Arizona families through comprehensive estate planning since 1995.

Quick Links

  • Services
  • About Us
  • Our Team
  • Resources
  • FAQ
  • Glossary
  • Educational Law Library
  • Events
  • Careers
  • Contact

Our Offices

Scottsdale Office

4110 N. Scottsdale Road Suite 170

Scottsdale, AZ 85251

Tucson Office

5151 E. Broadway Blvd Suite 750

Tucson, AZ 85711

Contact Us

(480) 346-3570care@rjpaz.com

© 2026 RJP Estate Planning. All rights reserved.

Privacy PolicyTerms of Service

The Planning Consultants at RJP Estate Planning provide services in the areas of estate planning, planning with wills and trusts, asset protection, probate avoidance, probate & estate administration, long-term care planning, Medicaid planning, asset protection from Medicaid, veterans benefits, charitable planning, special needs, estate tax planning, and business succession planning. They serve clients and their families throughout Scottsdale, Phoenix, and Sun City, Arizona, and the surrounding cities and towns.

RJP Estate Planning is not a law firm, cannot give legal advice, and does not prepare legal documents. For legal services, clients separately consult with an estate planning attorney or law firm.

RJP-AZ, LLC (RJP Estate Planning) is licensed to offer insurance products and receive commissions for those products. Its representatives who discuss these products with you hold individual licenses.

Securities are offered through CoreCap Investments, LLC, a registered broker-dealer and member FINRA/SIPC. Advisory services are offered through CoreCap Advisors, LLC, a registered investment advisor. RJP Estate Planning and RJP-AZ, LLC are separate and unaffiliated entities and are not affiliated with CoreCap Investments or CoreCap Advisors. Representatives that offer these services hold the required licenses.

Some products or services are provided by trusted companies/service providers. These companies/providers are separate and unaffiliated entities from RJP-AZ, LLC.