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A.R.S. § 14-5103

Facility of Payment or Delivery to a Minor in Arizona

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

When someone owes money or property to a minor, Arizona law allows payments of up to $10,000 per year to be made directly to certain people on the minor's behalf, including a custodial parent, a guardian, or even a bank account in the minor's name. This avoids the need to set up a full conservatorship for smaller amounts.

Title 14, PROTECTION OF PERSONS UNDER DISABILITY AND THEIR PROPERTY

azleg.gov

A Practical Shortcut for Smaller Payments

Not every payment owed to a child requires a court-supervised conservatorship. When the amount is relatively modest, Arizona provides a simpler path. A.R.S. 14-5103 allows anyone with a duty to pay or deliver money or personal property to a minor to do so in amounts up to $10,000 per year without going through the court system.

Any person under a duty to pay or deliver money or personal property to a minor, including monies related to the settlement of a civil claim, may perform this duty, in amounts not exceeding ten thousand dollars per annum, by paying or delivering the money or property to any of the following: 1. The minor, if the minor is married. 2. Any person having the care and custody of the minor and with whom the minor resides. 3. The guardian of the minor. 4. A financial institution incident to a deposit in a federally insured savings account in the sole name of the minor and giving notice of the deposit to the minor.

A.R.S. § 14-5103(A)

The statute covers civil settlements, insurance proceeds, inheritances, and any other obligation. The person receiving the funds on behalf of the minor is required to protect and preserve them, using the money only for the minor's support and education when resources are limited.

When This Shortcut Does Not Apply

If a conservator has already been appointed for the minor, or if conservatorship proceedings are pending, this simplified process is off the table. In those situations, payments must go through the conservator.

This section does not apply if the person making payment or delivery has actual knowledge that a conservator has been appointed or proceedings for appointment of a conservator of the estate of the minor are pending.

A.R.S. § 14-5103(B)

Once the minor reaches the age of majority, any remaining balance must be turned over to them. The minor then has three years to request an accounting of how the funds were used. For families handling modest amounts owed to a child, this statute provides a straightforward alternative to formal court proceedings.

A. Any person under a duty to pay or deliver money or personal property to a minor, including monies related to the settlement of a civil claim, may perform this duty, in amounts not exceeding ten thousand dollars per annum, by paying or delivering the money or property to any of the following: 1. The minor, if the minor is married. 2. Any person having the care and custody of the minor and with whom the minor resides. 3. The guardian of the minor. 4. A financial institution incident to a deposit in a federally insured savings account in the sole name of the minor and giving notice of the deposit to the minor. B. This section does not apply if the person making payment or delivery has actual knowledge that a conservator has been appointed or proceedings for appointment of a conservator of the estate of the minor are pending. C. The persons, other than the minor or any financial institution under subsection A, paragraph 4, receiving money or property for a minor are obligated to protect and preserve the money and property unless there are not sufficient resources available to provide for the minor's needs. In that event they shall apply funds as are necessary to the support and education of the minor but shall not pay themselves except by way of reimbursement for out-of-pocket expenses for goods and services necessary for the minor's support. D. Any balance not used and any property received for the minor shall be turned over to the minor when the minor attains majority. Within three years after the minor attains majority, the person may require an accounting. E. Persons who pay or deliver in accordance with this section are not responsible for its proper application.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

How do guardianship and conservatorship proceedings work in Arizona?

Both require filing with the Arizona Superior Court, medical evidence of incapacity, and a judge's approval. The process takes months and costs thousands. Powers of attorney accomplish the same goals without court involvement.

How can I protect my grandchildren's inheritance if their parent dies?

Without a trust, a minor grandchild's inheritance is typically managed by their legal guardian, often the surviving parent. A trust lets you name who manages the money and how it is used.

Related Statutes

§ 14-5101Key Definitions for Arizona Guardianship and Protective Proceedings
§ 14-5102Court Jurisdiction Over Guardianship and Conservatorship in Arizona
§ 14-5104Delegation of Powers by a Parent or Guardian in Arizona

Related Services

Court-appointed protection for vulnerable individuals

Guardianship & Conservatorship

When a loved one can no longer manage their own affairs due to incapacity, guardianship and conservatorship provide a legal framework for their care and financial protection.

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