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A.R.S. § 14-5423

Protection for People Who Deal with a Conservator in Good Faith

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

If you do business with a conservator in good faith and rely on valid court-issued letters, Arizona law protects you. You are not required to verify whether the conservator is using their authority correctly, and you are not responsible for how estate assets are used after they leave your hands.

Title 14, PROTECTION OF PERSONS UNDER DISABILITY AND THEIR PROPERTY

azleg.gov

Why This Protection Exists

Conservators manage money, sell property, and handle financial transactions on behalf of a protected person. Banks, title companies, real estate agents, and other third parties need to know they can rely on a conservator's authority without investigating every detail of the court case behind it. This statute provides that assurance.

A person who in good faith either assists or deals with a conservator, on the basis of a copy of letters certified by or under the direction of the court or an officer thereof within sixty days of the transaction, is protected as if the conservator properly exercised the conservator's power.

A.R.S. § 14-5423(A)

In practical terms, if a bank processes a withdrawal at the conservator's direction and the letters of appointment are current, the bank is shielded from liability. The law does not require the bank to look behind the transaction or question whether the conservator is acting in the protected person's best interest.

Limits on the Protection

There is one important exception. If the court has endorsed specific restrictions on the conservator's powers directly on the letters of appointment under A.R.S. 14-5426, those restrictions are binding on third parties. Anyone dealing with a conservator should review the letters carefully for any endorsed limitations.

Restrictions on powers of conservators which are endorsed on letters as provided in section 14-5426 are effective as to third persons.

A.R.S. § 14-5423(A)

The protection also covers procedural irregularities or jurisdictional defects in the conservatorship proceedings. This means a transaction is not unwound simply because the original court order had a technical flaw. For families and financial institutions alike, this statute helps keep estate transactions moving smoothly.

A. A person who in good faith either assists or deals with a conservator, on the basis of a copy of letters certified by or under the direction of the court or an officer thereof within sixty days of the transaction, is protected as if the conservator properly exercised the conservator's power and even though the authority of that person as conservator has been terminated. The fact that a person knowingly deals with a conservator does not alone require the person to inquire into the existence of a power, the propriety of its exercise, or the current authority of the conservator, except that restrictions on powers of conservators which are endorsed on letters as provided in section 14-5426 are effective as to third persons. A person is not bound to see to the proper application of estate assets paid or delivered to a conservator. B. The protection expressed in this section extends to any procedural irregularity or jurisdictional defect that occurred in proceedings leading to the issuance of letters. The protection expressed in this section is not a substitution for that provided by comparable provisions of the laws relating to commercial transactions and laws simplifying transfers of securities by fiduciaries.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

Why do I need a Financial Power of Attorney?

Without a Financial Power of Attorney, your family may face a costly conservatorship to manage your finances. This document lets you choose who handles your money and when their authority begins.

How do guardianship and conservatorship proceedings work in Arizona?

Both require filing with the Arizona Superior Court, medical evidence of incapacity, and a judge's approval. The process takes months and costs thousands. Powers of attorney accomplish the same goals without court involvement.

Related Statutes

§ 14-5426How Courts Can Expand or Limit a Conservator's Powers in Arizona
§ 14-5424Powers of a Conservator in Managing a Protected Person's Estate
§ 14-5101Key Definitions for Arizona Guardianship and Protective Proceedings
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