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A.R.S. § 14-7657

How an Obligor Can Transfer Property to a Minor in Arizona

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

When someone holds property belonging to a minor or owes the minor a debt, and the minor has no conservator, Arizona law allows that person to transfer the property to a custodian under the UTMA. A nominated custodian must be used if one exists, and transfers over ten thousand dollars to a non-nominated custodian require additional restrictions.

Title 14, TRUST ADMINISTRATION

azleg.gov

Who This Statute Applies To

This section addresses a specific situation: someone holds property that belongs to a minor, or owes the minor money, but there is no conservator in place and no will or trust directing the transfer. Think of an insurance company that owes a payout to a minor, or a relative holding funds that belong to a child. This statute gives that person a clear path to get the property into proper custodial management.

A person who is not subject to section 14-7655 or 14-7656 and who holds property of or owes a liquidated debt to a minor who does not have a conservator may make an irrevocable transfer to a custodian for the benefit of the minor pursuant to section 14-7659.

A.R.S. § 14-7657(A)

If someone previously nominated a custodian under Section 14-7653 to receive property for that minor, the transfer must go to the nominated custodian. The obligor does not get to choose someone else when a valid nomination is already in place.

Limits on Transfers Without a Nominated Custodian

When no custodian has been nominated, or the nominated custodian is unavailable, the statute narrows who can receive the transfer and how much can be transferred without additional process.

If no custodian has been nominated pursuant to section 14-7653 or all persons so nominated as custodian die before the transfer or are unable, decline or are ineligible to serve, a transfer pursuant to this section may be made to an adult member of the minor's family or to a trust company unless the property exceeds ten thousand dollars in value.

A.R.S. § 14-7657(C)

The ten-thousand-dollar cap mirrors the protection found in Section 14-7656. For amounts above that threshold, a different mechanism is needed. This keeps larger sums from being placed into custodial accounts without proper oversight, while allowing smaller transfers to move forward efficiently.

A. Pursuant to subsections B and C of this section, a person who is not subject to section 14-7655 or 14-7656 and who holds property of or owes a liquidated debt to a minor who does not have a conservator may make an irrevocable transfer to a custodian for the benefit of the minor pursuant to section 14-7659. B. If a person having the right to do so pursuant to section 14-7653 has nominated a custodian under that section to receive the custodial property, the transfer must be made to that person. C. If no custodian has been nominated pursuant to section 14-7653 or all persons so nominated as custodian die before the transfer or are unable, decline or are ineligible to serve, a transfer pursuant to this section may be made to an adult member of the minor's family or to a trust company unless the property exceeds ten thousand dollars in value.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

What does a trustee actually do?

A trustee manages trust assets according to the rules the trust creator set. While you are alive, you are typically both trustor and trustee. After you pass, your successor trustee distributes assets as instructed.

Can I customize how each child receives their inheritance?

Yes. A trust lets you set scheduled payments at specific ages, milestone-based distributions, spendthrift protections from creditors, and professional oversight for each beneficiary.

How can I protect my grandchildren's inheritance if their parent dies?

Without a trust, a minor grandchild's inheritance is typically managed by their legal guardian, often the surviving parent. A trust lets you name who manages the money and how it is used.

Related Statutes

§ 14-7401Arizona Trust Principal and Income Act: Key Definitions
§ 14-7402Fiduciary Duties When Allocating Trust Income and Principal
§ 14-7403Trustee's Power to Adjust Between Principal and Income

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