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A.R.S. § 33-440

How Private Covenants and HOA Declarations Work in Arizona

Verified April 4, 2026 • 57th Legislature, 1st Regular Session

Arizona law allows property owners to enter into private covenants, and those covenants are enforceable as long as they do not conflict with existing restrictions, the affected parties consent, and any existing consent requirements are met. The statute also establishes rules for how HOA declarations can be amended.

Title 33, CONVEYANCES AND DEEDS

azleg.gov

When a Private Covenant Is Enforceable

A private covenant is an agreement attached to real property that imposes restrictions or obligations on the owner. Arizona recognizes these agreements as valid and enforceable, but only when three conditions are met: the covenant does not violate existing restrictions or pre-2008 statutes, all affected parties consent, and any consent requirements in existing declarations are satisfied.

An owner of real property may enter into a private covenant regarding that real property and the private covenant is valid and enforceable according to its terms if all of the following apply: 1. The private covenant is not prohibited by any other existing private covenant or declaration affecting the real property and does not violate any statute governing the subject matter of the private covenant that is in effect before September 26, 2008.

A.R.S. § 33-440(A)(1)

A private covenant does not automatically amend an existing declaration unless it expressly contradicts one. This is an important distinction for homeowners in HOA communities who may enter into individual agreements about their property.

How HOA Declarations Are Amended

Outside the period of developer control, an HOA declaration can be amended through the affirmative vote or written consent of the number of owners specified in the declaration itself. Amendments can apply to fewer than all lots if they receive both the required community-wide vote and the unanimous consent of the lot owners directly affected.

Once an amendment is adopted, it must be prepared, executed, and recorded within thirty days. The amendment takes effect immediately upon recording with the county, regardless of any renewal provisions in the original declaration.

For property owners involved in estate planning, understanding how covenants and HOA rules affect real property is practical. When transferring a home into a trust or passing property through an estate, existing covenants follow the property. Knowing what restrictions are in place helps families plan ahead without surprises.

33-440. Enforceability of private covenants; amendment of declaration; definitions A. An owner of real property may enter into a private covenant regarding that real property and the private covenant is valid and enforceable according to its terms if all of the following apply: 1. The private covenant is not prohibited by any other existing private covenant or declaration affecting the real property and does not violate any statute governing the subject matter of the private covenant that is in effect before September 26, 2008. 2. The owner of the real property affected by the private covenant and any person on whom the private covenant imposes any liability or obligation have consented to the private covenant. 3. Any consent requirements contained in the express provisions of any existing private covenant or declaration affecting the real property have been met. B. A private covenant is deemed not to constitute an amendment to any existing private covenant or declaration unless the private covenant expressly violates an express provision of the existing private covenant or declaration. C. Except during the period of declarant control, or if during the period of declarant control with the written consent of the declarant in each instance, the following apply to an amendment to a declaration: 1. The declaration may be amended by the association, if any, or, if there is no association or board, the owners of the property that is subject to the declaration, by an affirmative vote or written consent of the number of owners or eligible voters specified in the declaration, including the assent of any individuals or entities that are specified in the declaration. 2. An amendment to a declaration may apply to fewer than all of the lots or less than all of the property that is bound by the declaration and an amendment is deemed to conform to the general design and plan of the community, if both of the following apply: (a) The amendment receives the affirmative vote or written consent of the number of owners or eligible voters specified in the declaration, including the assent of any individuals or entities that are specified in the declaration. (b) The amendment receives the affirmative vote or written consent of all of the owners of the lots or property to which the amendment applies. 3. Within thirty days after the adoption of any amendment pursuant to this subsection, the association or, if there is no association or board, a property owner that is authorized by the affirmative vote on or the written consent to the amendment shall prepare, execute and record a written instrument setting forth the amendment. 4. Notwithstanding any provision in the declaration that provides for periodic renewal of the declaration, an amendment to the declaration is effective immediately on recordation of the instrument in the county in which the property is located. D. Subsection C of this section does not apply to a condominium as defined in section 33-1202 or a timeshare plan or association as defined in section 33-2202. E. For the purposes of this section: 1. "Declaration" means any instrument, however denominated, that establishes restrictive covenants on the development or use of real property. 2. "Private covenant" means any uniform or nonuniform covenant, restriction or condition regarding real property that is contained in any deed, contract, agreement or other recorded instrument affecting real property.
View on azleg.gov

This page provides general legal information about Arizona statutes and is not legal advice. For guidance on how this law applies to your situation, speak with a qualified attorney.

Related Questions

Should I add my child to my house title to avoid probate?

Adding your child to your house title creates risks including exposure to their divorce, creditors, and lawsuits. Better options include transferring into your trust or using a beneficiary deed.

What is community property and how does it affect estate planning in Arizona?

In Arizona, all property acquired during marriage is community property, owned equally by both spouses. Gifts, inheritances, and post-filing acquisitions are exceptions. Each spouse can only direct their half through a will or trust.

Should I use an LLC, a living trust, or both for rental property in Arizona?

You probably need both. An LLC protects you from lawsuits against the rental property. A living trust ensures the property transfers to your heirs without probate. The best setup is the LLC owned by your trust.

Related Statutes

§ 33-401Formal Requirements for a Valid Property Deed in Arizona
§ 33-402Arizona Deed Forms: Quitclaim, Conveyance, Warranty, and Mortgage
§ 33-403Easement Descriptions and Validity for Utility Rights-of-Way in Arizona

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