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    Financial Planning services in Arizona, RJP Estate Planning
    Retirement, Wealth & Investment Strategy

    Financial Planning

    At RJP we don't just help you plan your estate, we help you manage what you've built. Through our wealth management advisors, we offer personalized asset management that aligns your investments with your retirement goals and risk tolerance. Whether you're focused on legacy or income security, our team works to keep your portfolio on track.

    Schedule a Free ConsultationCall (480) 346-3570

    Your Money. Your Timeline.

    Retirement is not a single event. It is a 20- to 30-year financial chapter that requires a different kind of planning than the years that came before it. Income shifts, tax rules change, healthcare costs climb, and the decisions you make in the first five years can define the next twenty.

    RJP builds financial strategies around your specific numbers. Not industry averages. Not hypothetical projections. Your income, your savings, your goals, and your timeline.

    Social Security replaces roughly 40% of pre-retirement income for the average worker. Most households need 70-80%. That gap does not close on its own.

    Explore Our Services

    Eight specialized disciplines that work together to protect, grow, and distribute your wealth across every stage of retirement.

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    Income Analysis & Social Security Optimization

    Retirement Planning

    We analyze your full financial picture and build a step-by-step strategy to make your money last. Includes Social Security optimization, income gap analysis, and expense forecasting.

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    Tax Strategy, Estate Integration & Asset Coordination

    Wealth Management

    Coordinate your investments, tax strategy, and estate plan into one unified approach. We look at the whole picture so nothing falls through the cracks.

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    Asset Allocation, ESG & Diversification

    Investment Strategies

    Build a portfolio designed around your goals, timeline, and risk tolerance. Traditional allocations, ESG options, and diversification strategies tailored to you.

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    More Ways We Help

    Specialized services that complement your core financial strategy.

    Guaranteed income in retirement

    Lifetime Income

    Pensions are rare. Social Security is not enough. Annuities can fill the gap with income you cannot outlive, no matter what the market does.

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    Portfolio protection and insurance coordination

    Risk Management

    A 30% loss at 35 is recoverable. The same loss at 62 can change everything. We identify where you are exposed and build safeguards before the downturn arrives.

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    Find the overlap, fees, and misalignment in your portfolio

    Portfolio Optimization

    Most portfolios carry hidden fees, unintended overlap, and risk mismatches their owners never see. A professional review almost always finds room to improve.

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    A Considered Allocation

    Alternative Investments

    Alternative investments can open a wider field of opportunity when they are considered in the context of your long view.

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    Start With a Conversation

    Schedule a complimentary financial analysis. We will review where you stand today and map out what to do next.

    Get Your Free AnalysisCall (480) 346-3570