Our Services | RJP Estate Planning

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What We Offer

34 services across 4 categories

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Trusts, Wills & Asset Protection in Arizona

Estate Planning

Estate planning is about making sure everything you have worked for goes exactly where you want it to go, and that the people you care about are taken care of the way you choose.

Living Trusts

Pass your assets directly to the people you choose without probate, without court involvement, and without the delays and costs that come with both.

Will Preparation

A will puts you in control. Who gets what. Who raises your children. Who handles your affairs. Without one, the state of Arizona decides for you.

Powers of Attorney

If you can't make decisions for yourself, someone will. A Power of Attorney lets you choose who that person is and exactly what they can do.

Beneficiary & Charitable Planning

Not everyone has obvious heirs. Whether you want to leave assets to friends, extended family, organizations, or charitable causes, we help you build a plan that reflects what matters to you.

Authorization to Physicians (HIPAA)

A HIPAA authorization gives your designated family members or agents access to your medical records right now, not just when you are incapacitated. It is a simple document with an important distinction from powers of attorney.

Estate Distribution Planning

Estate distribution planning is the process of deciding who receives your assets, when they receive them, and under what conditions. A clear distribution plan prevents disputes and ensures your wishes are followed.

Guardianship & Conservatorship

When a loved one can no longer manage their own affairs due to incapacity, guardianship and conservatorship provide a legal framework for their care and financial protection.

ALTCS Qualification

ALTCS is Arizona's Medicaid program for long-term care. Qualifying can save a family hundreds of thousands of dollars in nursing home costs. We help you navigate the complex eligibility rules.

Arizona Deeds

How your property is titled determines whether it avoids probate. We prepare and record the right deed for your situation.

Fiduciary Services

When there is no family member able or willing to serve as trustee, our professional fiduciary team steps in to manage trusts, settle estates, and protect beneficiaries.

VA Benefits

If you or your spouse served in the military, you may be entitled to significant VA benefits that can help pay for long-term care, assisted living, or in-home care.

Pet Planning

Your pets cannot speak for themselves. A pet trust ensures they are cared for by someone you choose, with funds set aside specifically for their needs.

Small Estate Affidavit

If an estate falls below Arizona's small estate threshold, a small estate affidavit can transfer assets without probate or a trust. We prepare the documents and guide you through the process.

Settlement Guidance

When a loved one passes, we walk your successor trustee through every step of settling the estate. No extra charge. No time limit.

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Retirement, Wealth & Investment Strategy

Financial Planning

At RJP we don't just help you plan your estate, we help you manage what you've built. Through our wealth management advisors, we offer personalized asset management that aligns your investments with your retirement goals and risk tolerance. Whether you're focused on legacy or income security, our team works to keep your portfolio on track.

Retirement Planning

Social Security replaces about 40% of pre-retirement income. Most people need 70-80%. We close that gap with a plan built around your numbers.

Wealth Management

A careless tax strategy can cost hundreds of thousands of dollars over a lifetime. We manage your portfolio with taxes at the center of every decision.

Lifetime Income

Pensions are rare. Social Security is not enough. Annuities can fill the gap with income you cannot outlive, no matter what the market does.

Investment Strategies

How your money is divided among asset classes matters more than any single investment pick. We design portfolios around your goals, your timeline, and your values.

Risk Management

A 30% loss at 35 is recoverable. The same loss at 62 can change everything. We identify where you are exposed and build safeguards before the downturn arrives.

Portfolio Optimization

Most portfolios carry hidden fees, unintended overlap, and risk mismatches their owners never see. A professional review almost always finds room to improve.

Riskalyze & Risk Assessment

"Moderate" means something different to everyone. Riskalyze assigns you a precise Risk Number on a scale of 1 to 99 so your portfolio matches your actual comfort level.

Alternative Investments

Pension funds and endowments allocate roughly 25% of their portfolios to alternatives. Individual investors are now gaining access to many of those same opportunities.

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Licensed Insurance Professionals

Insurance

Explore your options and understand what coverage may be right for you and your family. Our licensed agents walk you through every option.

Life Insurance

Life insurance is not just about leaving money behind. It replaces lost income, pays off debts, provides estate liquidity, and ensures your family keeps the life you built for them.

Long-Term Care Insurance

Long-term care insurance helps pay for the cost of nursing homes, assisted living, and in-home care, protecting your retirement savings from being wiped out by care expenses.

Medicare Supplement Insurance

Medicare does not cover everything. Medigap plans fill the gaps, covering deductibles, copayments, and services that Medicare does not pay for.

Key Person Insurance

If your business depends on one or two key people, what happens if one of them dies or becomes disabled? Key person insurance provides the financial cushion your company needs to survive the loss.

Final Expense Insurance

Final expense insurance covers the costs your family should not have to worry about. Funeral expenses, medical bills, and other end-of-life costs are handled so your loved ones can focus on healing.

Estate Protection Insurance

Estate protection insurance uses life insurance to cover estate taxes and settlement costs so your heirs receive the inheritance you planned for them, not a reduced amount after forced asset sales.

Income Protection Insurance

If you could not work for months or years due to illness or injury, would your family's finances survive? Income protection insurance replaces your paycheck so your bills get paid while you recover.

Asset Protection & Umbrella Insurance

Asset protection insurance and umbrella policies provide an extra layer of liability coverage that shields your savings, your home, and your investments from lawsuits and large claims.

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Arizona Real Estate Professionals

Real Estate

Losing a loved one is hard enough without the added stress of selling a home. RJP helps successor trustees and families navigate selling or managing real estate, turning what could be a stressful task into a smooth process. We guide you through every step so you don't have to go it alone.

Buying & Selling Real Estate

Buy or sell property with a team that coordinates every transaction with your estate plan, tax strategy, and financial goals. From listing to closing, nothing falls through the cracks.

Reverse Mortgages

For homeowners 62 and older, a reverse mortgage lets you access your home equity without monthly mortgage payments. The loan is repaid when you sell the home or pass away.

Property Management

Owning rental property is one of the best ways to build wealth. Managing it is one of the fastest ways to lose sleep. RJP connects you with property management professionals who handle the day-to-day so you can focus on your plan.

Inherited Property Services

Inheriting a home comes with decisions most people are not prepared for. RJP coordinates the entire process, from clean-out and staging to listing and sale, so you do not have to manage it alone.

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Ready to Take the Next Step?

Whether you know exactly what you need or just want to talk it through, we are here. Schedule a consultation or join one of our free seminars.

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